Centralerisk Iberia is born and launches MonitorCIRBE

Centralerisk has officially entered the Spanish market with Centralerisk Iberia, launching MonitorCIRBE, an innovative digital platform that helps companies analyse, track, and optimise their financial data from the Bank of Spain’s Central Credit Register (CIRBE). The new tool enables businesses to understand how banks assess their credit risk, improve their financial rating, enhance access to financing, and demonstrate solvency to investors, lenders, and other stakeholders.

“The recent dynamism of the Spanish economy has accelerated our decision to invest in the Iberian Peninsula,’ explains Massimiliano Bosaro, CEO of Centralerisk Iberia (pictured left). “In a country that is growing above the European average, offering tools that enable companies to understand the factors that influence their rating, improve their relationship with credit institutions and demonstrate their financial punctuality to third parties ultimately means helping companies to compete better.”

Spain: one of the most dynamic economies in Europe

According to IMF data, Spain is confirmed as one of Europe’s most dynamic economies, with GDP growing by 2.8% annually in 2025, driven by employment, tourism and technological innovation. This is also a favourable context for the more than 2,000 Italian companies already active in the country, as highlighted by the Italian Chamber of Commerce in Barcelona, a historic platform for support and connection between the two economic systems.

An increasingly competitive economic and regulatory environment is also highlighted by lawyers Enzo Colarossi (pictured right) and Eugenia Ravagnan Venezze of the Escura law firm, a firm with more than 120 years of experience and a specialised Italian Desk, which has advised on the legal and tax aspects of the launch. “Spain is establishing itself as one of the most attractive destinations for European investors,” they explain, “thanks to favourable taxation for new companies and start-ups, a reduced corporate tax rate of 15% for the first two financial years and policies supporting innovation and digitalisation. This context favours the arrival of companies such as Centralerisk, which are able to add value in terms of efficiency and financial transparency.”

“MonitorCIRBE was created to highlight the good financial management of companies and demonstrate their solvency,” continues Bosaro. “A monitored and optimised CIRBE means faster access to credit and better conditions; for banks, on the other hand, it means lower risk and greater system efficiency.”

Strategic importance of risk control

The strategic importance of risk control is confirmed by Igor Garzesi, managing director of Banca Mediolanum, who has in-depth knowledge of Spain, where he has lived and worked for more than 25 years: “In recent years, the European banking system has understood that risk prevention is the key to stability. Central banks’ risk centres, such as CIRBE in Spain, enable a shift from ex post control to proactive and predictive management, thanks also to the use of data and artificial intelligence.”